When you think of Japan, you probably imagine high-speed trains, vending machines that sell everything, and futuristic technology. But when it comes to money, Japan still surprises many tourists: cash is often more reliable than a credit card.
So if you’re planning a trip to Japan, here’s what you need to know to avoid awkward payment moments and make the most of your visit.
💴 Cash is Still King in Japan
Yes, Japan is modern—but many places still prefer good old-fashioned yen. You’ll need cash especially if you’re visiting:
- Local restaurants, ramen shops, and izakayas
- Traditional inns (ryokan)
- Street food stalls and small markets
- Smaller attractions and temples
- Coin lockers and vending machines
- Rural buses or countryside shops
Carrying cash isn’t risky here—Japan is one of the safest countries in the world. It’s common to carry large bills without worry.

🏧 Where to Get Cash
Not all ATMs accept foreign cards, but these are your best bets:
- 7-Eleven ATMs – Found everywhere and foreign card-friendly
- Japan Post ATMs – In post offices, work with most international cards
- Convenience stores like Lawson and FamilyMart
💡 Pro Tip: Use ATMs during the day, and always select “credit” when choosing your card type—even if it’s a debit card.

💳 Credit & Debit Cards – Growing but Not Universal
You can use Visa, Mastercard, and sometimes Amex or JCB at:
- Hotels
- Department stores
- Chain restaurants and cafes
- Airport shops and bullet train ticket counters
But don’t expect cards to work at smaller shops, traditional guesthouses, or countryside spots. Always ask before assuming!
💡 Bonus: IC Cards Like Suica & Pasmo
These rechargeable cards are a tourist’s best friend.
Originally made for trains and buses, IC cards like Suica, Pasmo, and ICOCA now work at:
- Convenience stores
- Vending machines
- Some restaurants and souvenir shops
Load them with cash and just tap to pay. They’re fast, easy, and great for getting around.

✅ Top Tips for Tourists
- Always have both cash and card—don’t rely on one.
- Carry a coin pouch—you’ll get lots of coins.
- Break large bills at convenience stores if small shops don’t accept ¥10,000 notes.
- Plan ahead in rural areas—check if places take card or only cash.
Follow One Box Japan for more Japan travel tips!
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